Plan limits
The limits listed below reflect the regulatory limits allowed for each benefit account. Individuals/participants should refer to their Summary Plan Description (SPD) or check with their Plan Sponsor (employer) to understand their specific plan limits.
Flexible Spending Accounts (FSA) | 2025 | 2024 | 2023 |
|---|---|---|---|
Healthcare FSA max election (per year) | TBD | $3,200 | $3,050 |
Dependent Care FSA max election (per year) | TBD | $5,0001 | $5,0001 |
Standard healthcare mileage rate | TBD |
$0.21/mile | $0.22/mile |
Healthcare FSA Carryover | TBD | $640 | $610 |
- $2,500 if married filing separately. 2. For services provided between January 1, 2024 and June 30, 2024. 3. For services provided between July 1, 2024 and December 31, 2024.
Health Savings Accounts (HSA) | 2025 | 2024 | 2023 |
|---|---|---|---|
HDHP min annual deductible – Self-only | $1,650 | $1,600 | $1,500 |
HDHP min annual deductible – Family | $3,300 | $3,200 | $3,000 |
HDHP out-of-pocket max – Self-only | $8,300 | $8,050 | $7,500 |
HDHP out-of-pocket max – Family | $16,600 | $16,100 | $15,000 |
HSA max contribution limit – Self-only | $4,300 | $4,150 | $3,850 |
HSA max contribution limit – Family | $8,550 | $8,300 | $7,750 |
HSA catch up contribution limit (age 55) | $1,000 | $1,000 | $1,000 |
Transportation Benefits | 2025 | 2024 | 2023 |
|---|---|---|---|
Parking Account | TBD | $315/mo | $300/mo |
Transit Account | TBD | $315/mo | $300/mo |
Qualified Small Employer HRA (QSEHRA) | 2025 | 2024 | 2023 |
|---|---|---|---|
Single | TBD | $6,150 | $5,850 |
Family | TBD | $12,450 | $11,800 |
Excepted Benefit HRA (EBHRA) | 2025 | 2024 | 2023 |
|---|---|---|---|
Excepted Benefit HRA (EBHRA) | TBD | $2,100 | $1,950 |
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