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Non-Discrimination Testing

Removing confusion, eliminating risk

COMPLIANCE

Ensuring employer compliance

Each year, employers are obliged to ensure that their FSA, HRA, Tuition Reimbursement, Group Term Life Insurance, and Self-Insured Medical Plans do not discriminate in favor of Highly Compensated Individuals (HCI), Highly Compensated Employees (HCE) and HCP’s (Highly Compensated Participants).

These calculations and tests can be confusing and challenging but any failures to test risk a host of fines and penalties.

We take the guesswork out of these tests and ensure compliance for your various employee benefits plans.

Our Non-Discrimination service includes: 

  • Comprehensive tests for all types of plans, employers, and industries.
  • User-friendly tools conducted correctly, with fast and accurate results.
  • Helpful guidance for correcting test failures, for bringing plans into compliance.
  • Convenient packaging of multiple tests for complete compliance.

Why TASC Non-Discrimination Testing Compliance?

Remove the confusion. Eliminate the risk.

By working with TASC, you gain access to dedicated professionals well-versed in non-discrimination testing regulations and methodologies who know the nuances of conducting accurate calculations in adherence to IRS guidelines, minimizing the risk of plan disqualification and potential penalties.

Non-discrimination testing contributes to a more positive employee experience by fostering trust and demonstrating the company’s commitment to fair and equal access to employee benefits.

Non-Discrimination Compliance Tests
The Extra Mile

The IRS requires employers to test whether their benefit plans unfairly favor Highly Compensated Employees (HCEs). Failure to adequately test and you’ll face big fines. Our industry experience, the use of more than 15 tests across various industries and an exhaustive list of regimented tools guarantees results to match the most stringent testing protocols. When you work with TASC, we’ve got your covered.

No Math Genius Required

Non-discrimination tests are often convoluted and hard to follow. Each year new calculations may be required and involves complex calculations and adherence to evolving regulations. We leverage our 40+ years of employee benefits experience supported by industry, governmental, and compliance experts to decipher the new test, so you don’t have to.

Document and Form Preparation
Testing Image
Results That Matter

We are diligent in our testing and how the testing is explained. Any test failures are identified immediately, the process is intentionally segmented, and the results are fast and understandable, streamlining seamless corrections, as needed. In addition to reduced administrative burden, you end up compliant and happy – that’s what we do.

Frequently Asked Questions

Non-discrimination testing ensures that retirement and benefit plans do not disproportionately favor Highly Compensated Employees (HCEs) over Non-Highly Compensated Employees (NHCEs). The IRS mandates these tests to maintain plan compliance and avoid penalties.

Plans such as 401(k)s, flexible spending accounts (FSAs), health reimbursement arrangements (HRAs), and self-insured medical plans require non-discrimination testing to ensure fairness among employees.

Outsourcing to a trusted TPA like TASC can provide cost savings, reduce the burden on internal staff, and ensure up-to-date compliance with IRS regulations. TASC has the expertise to analyze data and provide detailed results, making it easier to manage and correct any issues early.

Resources

DOCUMENTS
Non-Discrimination Testing Flyer
Non-Discrimination Testing Flyer
Remove the confusion. Eliminate risk.

Free webinars

We offer complimentary webinars on HR trends, compliance, and benefit news.

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Universal Benefit Account, AgriPlan/BizPlan and COBRA/Benefit Continuation

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Compliance and Distributor Access

For inquiries regarding your TASC service offerings:

Call: 608-241-1900 or 800-422-4661, M-F, 8-5, based on the area code where the call is coming from.

Every Wednesday morning phones are not available until after 9:00 am (CST), as our customer care team is in training.

Support Request: Log in to your MyTASC account and click on Contact Us.

Mail: Total Administrative Services Corporation
2302 International Lane
Madison, WI 53704

Distributor Login

To access MyTASC as a Distributor, click here!   For general information on your current TASC clients, contact our Provider Service team and please have your TASC ID ready: 888-595-2261, option 2, then 3.